Help Seniors Stay Physically Active as They Age

As we age, remaining physically active can become more difficult and exercise seems as though it takes a greater toll on our bodies. In fact, those are precisely the reasons as to why it’s so important for seniors to continue exercising. There are tons of benefits in staying physically active as you age, from reduced blood pressure to lower stress …

Who is Eligible for Medicare?

Medicare eligibility: Understanding who is eligible for Medicare Medicare coverage is not available to everyone. To receive benefits under this federal insurance program, you have to meet Medicare eligibility requirements. What does it mean to be eligible for Medicare? Some people might confuse two types of Medicare eligibility: eligibility for Medicare, and eligibility for premium-free Medicare Part A. How you …

When is the Right Time for Seniors to Downsize?

Come a certain age, retirees are bound to face the question of whether or not to downsize. After all, a three- or four-bedroom home is an essential investment when you’re raising a young family, but when once the kids have graduated college, the extra space is just that — extra space. When is the Right Time for Seniors to Downsize? …

Do I Need a Medicare Supplement?

THE MOST FREQUENT QUESTIONS WE RECEIVE ARE: “DO I REALLY NEED A MEDICARE SUPPLEMENT?”, “IS THERE ANY RISK TO HAVING NO SUPPLEMENTAL COVERAGE?” AND “WHAT ARE THE RISKS IF I CHOOSE TO HAVE JUST MEDICARE PARTS A, B, AND D?” YOU MIGHT BE WONDERING THIS YOURSELF. ARE MEDICARE SUPPLEMENTS WORTH IT? WE UNDERSTAND WHY YOU ASK.  WHEN AMERICANS REACH RETIREMENT …

The Importance of Good Medical Records

KEEPING YOUR OWN RECORDS OF ANY MEDICAL CARE THAT YOU AND YOUR IMMEDIATE FAMILY HAVE RECEIVED IS THE ONLY WAY TO BE SURE THAT YOUR INSURANCE AND BILLS ARE FREE FROM MISTAKES. IT MAY SEEM UNIMPORTANT NOW, BUT LATER IN LIFE WHEN YOU TRY TO GET LIFE INSURANCE OR GET TREATMENT THAT YOU DESPERATELY NEED, THOSE DETAILS WILL BECOME VERY …

Medigap Coverage vs. Medicare Advantage: What’s the Difference?

AS SOON AS YOU REACH 65 AND ARE ELIGIBLE TO APPLY FOR MEDICARE, YOU ARE ALSO ELIGIBLE TO PURCHASE A MEDICARE SUPPLEMENT POLICY. YOU WILL BE GIVEN A ONE-TIME OPEN ENROLLMENT PERIOD TO ENROLL IN ANY MEDIGAP PLAN WITH NO HEALTH QUESTIONS. YOUR OPEN ENROLLMENT PERIOD IS THE FIRST SIX MONTHS FROM THE FIRST DAY YOU SIGNED UP FOR MEDICARE …

Exercise Safely With a Heart Rate Monitor

HEART RATE MONITORS USED TO BE EXCLUSIVELY OPERATED BY PHYSICIANS AND NURSES ALONE BUT THAT WAS SOON RECTIFIED WITH TODAY’S MULTI-TASKING GENERATION. EVERY PERSON SEEMED TO WANT TO KNOW ABOUT EVERYTHING THAT WAS RELATED TO THEM AND THAT OF COURSE INCLUDED MONITORING THEIR OWN HEARTBEATS. WHAT IS A HEART MONITOR? ALSO KNOWN AS A CARDIAC MONITOR, A HEART MONITOR IS …

I’m Turning 65, do I Need a Medicare Supplement Plan?

First, let’s answer the question, what is a Medicare Supplement (Medigap) plan.  Original Medicare (Part A and Part B) is the basic Medicare benefit package granted to eligible individuals when they turn 65 or enter their 25th month of receiving disability benefits. Original Medicare provides broad coverage of many hospital and medical expenses. But Medicare comes with out-of-pocket costs such …