There are many reasons why you may want to switch your current Medicare Supplement insurance policy. Maybe you’re paying for benefits you don’t need, or, you need more benefits now than when you first joined. Sometimes, you need to change insurance companies, or you simply want a less expensive commitment.
Are you confused and overwhelmed by Medicare??
Worried about making the wrong decision and being stuck with a plan that doesn’t cover your medical and prescription needs when you need it most?
Don’t worry! You are not alone. The vast majority of seniors who are on Medicare have absolutely no idea which type of plan they have, and what it does and does not cover.
How much you spend in retirement will be related to what you do with your time. Before retiring, give serious thought to what you will do once you are retired. If you will be on a limited budget, as most people are, you’ll want to find affordable activities that contribute to your overall well-being. If you have expensive hobbies such as golf or sailing, you’ll need to budget for those.
Part of the process in finding the best supplemental insurance for you is to understand your unique situation, evaluate which rules of Medicare apply to you, understand how Medicare works, how a Medicare Supplement plan works with your Medicare, how to get prescription drug coverage, and finally, start the actual shopping process.
Getting health coverage is one of the most important parts of aging. Often times, especially when we are in good health, we may neglect the importance of getting this coverage. However, with potential unforeseen medical expenses looming, this is a crucial time to make sure you are completely covered. Unfortunately, Medicare does not cover all of your Medical expenses at 100%.
If you’re nearing age 65, you’re probably considering your Medicare enrollment options. The standard coverage beneficiaries receive is Medicare Parts A and B, known as Original Medicare. Part A includes coverage for hospitals, skilled nursing facilities, and hospice care while Part B includes doctor visits, outpatient therapy, ambulances, and medical equipment.
Looking for a fountain of youth? I’ve long noticed that older travelers seem younger than average in their appearance, attitudes, and energy levels. Travel is an excellent way to stay young in spirit — and many senior adventurers are proclaiming, “Age matters only if you’re a cheese” as they plan their next trip (and the one after that).
If you’ve recently enrolled in Original Medicare, congratulations! Now is a good time to learn about the different parts of Medicare, so you can understand what your benefits include and decide if you want to sign up for additional coverage.
When was the last time you got a do-over? Maybe you took a mulligan in your last game of golf, or you had the chance to revamp a project at work for better results. Unfortunately, financial mulligans are few and far between, and are almost nonexistent when it comes to retirement.
Retirement is an exciting time for most people; it means more time to relax and spend time doing hobbies you enjoy. However, not everyone looks forward to retirement. Once your full-time income disappears or lessens, it can be really scary if you haven’t saved enough to live comfortably