The Differences Between Happy and Unhappy Retirees

Learn why some people are happily retired and others are miserable. Some retirees are happy, while others are downright miserable. According to financial planners, what separates the happy retirees from the unhappy ones comes down to getting a few things right in pre-retirement planning. Financial advisors say happily retired clients are financially stable and have properly thought out and planned …

Staying Active Later in Life

It’s really important to exercise and stay physically active as you get older. Exercise can lower your risk of developing a variety of health conditions, including heart disease and dementia. It can also help to reduce your risk of falls. No matter what your age or health condition, there are plenty of ways to add more physical movement to your …

Medicare Advantage and Medicare Supplement Insurance Plans: What’s the Difference?

There are different ways that you can receive your Medicare coverage, or add onto that coverage. Medicare Advantage and Medicare Supplement insurance are options that may sound similar, but they’re quite different. They do have one main thing in common: they’re both offered by private insurance companies. There are two options commonly used to replace or supplement Original Medicare. One …

5 Reasons Volunteerism is Great for Seniors

Besides the intrinsic rewards of helping others, volunteering promotes good physical and mental health and helps seniors pursue their passions in retirement. When self-described “little old woman” Maggie Kuhn was forced to retire in 1970, she decided to use her unanticipated free time to found the Gray Panthers, an organization that fights age discrimination and advocates for social and economic …

5 Things Medicare Doesn’t Cover

Medicare Part A and Part B, also known as Original Medicare or Traditional Medicare, cover a large portion of your medical expenses after you turn age 65. Part A (hospital insurance) helps pay for inpatient hospital stays, stays in skilled nursing facilities, surgery, hospice care and even some home health care. Part B (medical insurance) helps pay for doctors’ visits, …

How to Get the Most out of Medicare

Here’s how to ensure that you get every cent in benefits you’re entitled to. The benefits of Social Security are readily apparent for seniors. Each and every month, for those who qualify and have filed for benefits, the program pays an average of $1,350 to retired workers. This is a tangible and dependable benefit payment that a majority of today’s …

How Grandparents Have a Positive Impact on Their Grandchildren

Grandparents fill an irreplaceable role in a child’s development: Pillars of wisdom and sources of support, they possess a unique understanding of a family’s history and traditions. They love their grandchildren with unconditional affection that matches that of a child’s own parents, and though some families are separated by distance or circumstance, being able to connect with a grandchild frequently fosters a …