7 Changes to Watch Out for During Medicare Open Enrollment for 2019

Getting ready to enroll in a Medicare Advantage or Medicare Part D plan for 2019? You may have more plans to choose from, the premiums may be lower, and some Medicare Advantage plans are adding benefits. That’s why this open enrollment period is a particularly good time to shop for coverage even if you’ve been happy with your current plan. Open enrollment …

5 Ways Seniors Can Exercise the Brain With Games

From Sudoku to handheld games, people young and old alike have been looking for ways to improve their mental functioning and prevent brain aging. While you’re playing these games, you’re actually improving your cognitive function. This training can help improve your memory, response time, and logic skills, giving your mind the workout it needs. Let’s explore the top websites and games …

Simple Ways To Celebrate Holidays With Your Elderly Loved Ones

As Thanksgiving approaches, we are reminded to count our blessings and remember all that we should be thankful for. However for the elderly population, Thanksgiving and the upcoming holiday season can be a difficult time. Many seniors may feel lonely and can be reminded of people they may have lost in the past. The lack of family get-togethers, an inability …

6 Reasons to Love Medicare

Moving on to Medicare after a lifetime of insurance through your employer can be a scary thing. We sometimes meet people who have unnecessarily double or even triple-insured themselves. It’s usually done out of anxiety over how Medicare will cover their healthcare needs. Some will even ask us – is Medicare good or bad? Well, I’ve worked with Medicare-related insurance …

Help Seniors Stay Physically Active as They Age

As we age, remaining physically active can become more difficult and exercise seems as though it takes a greater toll on our bodies. In fact, those are precisely the reasons as to why it’s so important for seniors to continue exercising. There are tons of benefits in staying physically active as you age, from reduced blood pressure to lower stress …

Who is Eligible for Medicare?

Medicare eligibility: Understanding who is eligible for Medicare Medicare coverage is not available to everyone. To receive benefits under this federal insurance program, you have to meet Medicare eligibility requirements. What does it mean to be eligible for Medicare? Some people might confuse two types of Medicare eligibility: eligibility for Medicare, and eligibility for premium-free Medicare Part A. How you …

When is the Right Time for Seniors to Downsize?

Come a certain age, retirees are bound to face the question of whether or not to downsize. After all, a three- or four-bedroom home is an essential investment when you’re raising a young family, but when once the kids have graduated college, the extra space is just that — extra space. When is the Right Time for Seniors to Downsize? …

Do I Need a Medicare Supplement?

THE MOST FREQUENT QUESTIONS WE RECEIVE ARE: “DO I REALLY NEED A MEDICARE SUPPLEMENT?”, “IS THERE ANY RISK TO HAVING NO SUPPLEMENTAL COVERAGE?” AND “WHAT ARE THE RISKS IF I CHOOSE TO HAVE JUST MEDICARE PARTS A, B, AND D?” YOU MIGHT BE WONDERING THIS YOURSELF. ARE MEDICARE SUPPLEMENTS WORTH IT? WE UNDERSTAND WHY YOU ASK.  WHEN AMERICANS REACH RETIREMENT …

The Importance of Good Medical Records

KEEPING YOUR OWN RECORDS OF ANY MEDICAL CARE THAT YOU AND YOUR IMMEDIATE FAMILY HAVE RECEIVED IS THE ONLY WAY TO BE SURE THAT YOUR INSURANCE AND BILLS ARE FREE FROM MISTAKES. IT MAY SEEM UNIMPORTANT NOW, BUT LATER IN LIFE WHEN YOU TRY TO GET LIFE INSURANCE OR GET TREATMENT THAT YOU DESPERATELY NEED, THOSE DETAILS WILL BECOME VERY …

Medigap Coverage vs. Medicare Advantage: What’s the Difference?

AS SOON AS YOU REACH 65 AND ARE ELIGIBLE TO APPLY FOR MEDICARE, YOU ARE ALSO ELIGIBLE TO PURCHASE A MEDICARE SUPPLEMENT POLICY. YOU WILL BE GIVEN A ONE-TIME OPEN ENROLLMENT PERIOD TO ENROLL IN ANY MEDIGAP PLAN WITH NO HEALTH QUESTIONS. YOUR OPEN ENROLLMENT PERIOD IS THE FIRST SIX MONTHS FROM THE FIRST DAY YOU SIGNED UP FOR MEDICARE …