Medicare Supplement insurance is a private policy that helps you lower your out-of-pocket health costs. Learn more about how to get started here!
Important Advice When Switching Medicare Supplement Insurance Policies
There are many reasons why you may want to switch your current Medicare Supplement insurance policy. Maybe you’re paying for benefits you don’t need, or, you need more benefits now than when you first joined. Sometimes, you need to change insurance companies, or you simply want a less expensive commitment.
Why All Seniors Need a Medicare Supplement Plan
Are you confused and overwhelmed by Medicare??
Worried about making the wrong decision and being stuck with a plan that doesn’t cover your medical and prescription needs when you need it most?
Don’t worry! You are not alone. The vast majority of seniors who are on Medicare have absolutely no idea which type of plan they have, and what it does and does not cover.
Benefit of Working with a Medicare Supplement Agent
Part of the process in finding the best supplemental insurance for you is to understand your unique situation, evaluate which rules of Medicare apply to you, understand how Medicare works, how a Medicare Supplement plan works with your Medicare, how to get prescription drug coverage, and finally, start the actual shopping process.
Over 65? You Need a Medicare Supplement Plan
Getting health coverage is one of the most important parts of aging. Often times, especially when we are in good health, we may neglect the importance of getting this coverage. However, with potential unforeseen medical expenses looming, this is a crucial time to make sure you are completely covered. Unfortunately, Medicare does not cover all of your Medical expenses at 100%.
How to Know if You Need a Medicare Supplement Plan
If you’re nearing age 65, you’re probably considering your Medicare enrollment options. The standard coverage beneficiaries receive is Medicare Parts A and B, known as Original Medicare. Part A includes coverage for hospitals, skilled nursing facilities, and hospice care while Part B includes doctor visits, outpatient therapy, ambulances, and medical equipment.
Do I Need to Do Anything Else After Medicare?
If you’ve recently enrolled in Original Medicare, congratulations! Now is a good time to learn about the different parts of Medicare, so you can understand what your benefits include and decide if you want to sign up for additional coverage.
Medigap vs. Medicare Advantage: What You Need to Know
Like any massive insurance enterprise, Medicare is confusing. Medicare.gov offers hundreds of pages of explanation, but luckily the basics of the program aren’t difficult to grasp. As the cliché goes, however, the devil is in the details.
Medicaid vs. Medicare: What’s the Difference?
While they sound alike, Medicare and Medicaid are two different programs. Both can help you pay for health care and medical expenses, but Medicare is an age-based federal health insurance program that guarantees coverage for individuals ages 65 and over and some younger people with disabilities.
Do I Need Medigap Insurance?
If you’re looking for an example of a large government program that’s difficult to understand, look no further than Medicare. The Medicare website contains hundreds of pages of information—few of which are easy reading.