Both Medicare Advantage and Medicare Supplement allow you to fill the gaps in coverage that are found in original Medicare. However, Advantage and Supplement plans will vary depending on costs, coverage and the provider network (HMO, PPO and PFFS). Therefore, you’ll need to compare these policies to choose the ideal combination of Medicare policies for your situation.
While the Medigap and Medicare Advantage plans can each be beneficial, there are key differences between the two. Being well acquainted with these differences can help you choose the type of plan that works best for you.
Like any massive insurance enterprise, Medicare is confusing. Medicare.gov offers hundreds of pages of explanation, but luckily the basics of the program aren’t difficult to grasp. As the cliché goes, however, the devil is in the details.