Many factors can impact your Medicare Supplement rates. Because of this, Medicare Supplement premiums are unique for each beneficiary. When trying to find Medicare Supplement premium quotes, you first turn to the Internet. You complete a form on a website in order to see quotes. Before you see anything else, however, your phone number is requested. An agent will call you soon with your rate quotes, the site promises.
Unlawful Medigap Practices
When shopping for a supplemental Medicare plan, you should be aware of illegal Medigap practices. In short, Medigap plans pay for the remaining costs Original Medicare doesn’t cover. These plans are available through private insurance companies and pay your outstanding balance after Medicare.
We want to make sure your money and identity stay safe. Now, let’s take a look at the seven most common ways scammers commit fraud using Medigap policies.
Top 5 Medicare Supplement Insurance (Medigap) FAQs in 2022
Medicare Supplement plans cover some of the healthcare costs Original Medicare leaves behind. These plans fill your coverage gaps, including copayments, deductibles, and coinsurance. As a result, when you have a Medicare Supplement (Medigap) plan, you will have little-to-no out-of-pocket costs for Medicare-covered services and equipment.
When to Enroll in Medicare and Medicare Supplemental Insurance
Medicare coverage starts based on when you sign up and which sign-up period you’re in.
Generally, when you turn 65. This is called your Initial Enrollment Period. It lasts for 7 months, starting 3 months before you turn 65, and ending 3 months after the month you turn 65.
What to Consider When Choosing a Medicare Supplement (Medigap) Plan
When choosing a Medicare Supplement plan, it is essential to be informed about your options. An uninformed choice could lead to future financial woes and roadblocks between you and the best coverage for your needs.
Preventive Care for Seniors
Preventive services are important for everyone, especially for older adults. This is because your risk for health problems increases as you age. By preventing problems, or identifying them early, you are more likely to live a longer, healthier, and more satisfying life.
Medicare Basics: Things You Need to Know
Heading into retirement brings a slew of new topics to grapple with, and one of the most maddening may be Medicare. Figuring out when to enroll in Medicare and which parts to enroll in can be daunting even for the savviest retirees. To help you wade into the waters of this complicated federal health insurance program for retirement-age Americans, here are 11 essential things you must know about Medicare.
Five Simple Weight Loss Tips for Seniors
As you age, you may find that you have a harder time shedding those unwanted pounds than you did when you were younger. Seniors do face some added challenges when it comes to losing weight, but it’s definitely not impossible — just make sure you keep these five tips in mind:
Why use a Medicare Supplement Insurance Agent?
A Medicare insurance broker can be extremely helpful for a new beneficiary, because they are an independent insurance agent who is licensed to sell Medicare plans on behalf of a number of different insurance companies. This means that they can help you compare plans from multiple insurance carriers so that you can more easily consider what each plan covers, how much it costs and how well it fits your needs.
Internet Safety Tips for Seniors
The internet has made it convenient and easier to access services and socialize with people. However, it is also populated with scammers out to swindle unsuspecting users of their money. There are also a lot of cyberbullies and stalkers that can make your online experience uncomfortable. Some could even infringe on your actual life should they get your residential details.