Why All Seniors Need a Medicare Supplement Plan

Why All Seniors Need a Medicare Supplement Plan

Are you confused and overwhelmed by Medicare??

Worried about making the wrong decision and being stuck with a plan that doesn’t cover your medical and prescription needs when you need it most?

Don’t worry! You are not alone. The vast majority of seniors who are on Medicare have absolutely no idea which type of plan they have, and what it does and does not cover.

How to Know if You Need a Medicare Supplement Plan

How to Know if You Need a Medicare Supplement Plan

If you’re nearing age 65, you’re probably considering your Medicare enrollment options. The standard coverage beneficiaries receive is Medicare Parts A and B, known as Original Medicare. Part A includes coverage for hospitals, skilled nursing facilities, and hospice care while Part B includes doctor visits, outpatient therapy, ambulances, and medical equipment.

I’m Turning 65, do I Need a Medicare Supplement Plan?

First, let’s answer the question, what is a Medicare Supplement (Medigap) plan.  Original Medicare (Part A and Part B) is the basic Medicare benefit package granted to eligible individuals when they turn 65 or enter their 25th month of receiving disability benefits. Original Medicare provides broad coverage of many hospital and medical expenses. But Medicare comes with out-of-pocket costs such …