Adding a Medigap supplement insurance policy to your Original Medicare coverage can help reduce your out-of-pocket costs, including deductibles and copays. Medigap policies are voluntary and have monthly premiums.
Build Positive Mental Health as You Age
As we age, our mental health needs also change. Aging brings with it a new phase of life with its own unique challenges and trials. That can often lead us to feel burdened, stressed and at times helpless. As many as 1 in 5 elderly people have mental health concerns that are serious enough to require intervention. Many elderly need assistance and support in coping. However, there is always help available. Seeking the right help at the right time can make a world of a difference in ensuring future comfort.
10 Tips to Help Your Marriage Survive Retirement
While you may view retirement as a long-anticipated emancipation from the work world, it is also a period of considerable change and adjustment. If you are married, some of the most profound changes will take place within the context of your relationship with your spouse. For some couples, the fact that they have been drifting apart for years could be masked or ignored because most of their time and attention is devoted to their careers or raising a family.
Why Hobbies Are Vital in Retirement
While we may dream about the day when we can hang up our 9-to-5 workdays, those days consist of quite a bit of free time (roughly seven hours of leisure time after sleep and daily chores). However, embracing hobbies are a great way to boost physical and mental health.
9 Tips for Seniors to Reduce the Risk of Heart Attack
People age 65 and older are much more likely than younger people to suffer a heart attack, to have a stroke, or to develop coronary heart disease (commonly called heart disease) and heart failure. Heart disease is also a major cause of disability, limiting the activity and eroding the quality of life of millions of older people.
Changing Medicare Supplement Insurance Plans
After the Medigap Open Enrollment Period, insurers can refuse to sell you a Medigap policy, delay coverage, or charge you a higher premium because of an existing health condition. The insurance company may also ask you to submit to a medical underwriting process and deny you coverage or charge you a higher rate based on its findings.
Can a Medicare Supplement Plan Help Pay for Cancer Treatment?
A cancer diagnosis can be scary, but if you have Medicare, most cancer treatment is generally covered. If you have additional protection with a Medicare Supplement Plan, your out-of-pocket costs could be very low, depending on the Medicare Supplement plan you choose. Read on to learn how Medicare pays for cancer treatment.
Don’t Let Age Define Your Activity: 10 benefits of adding exercise into life
Regular exercise and an active lifestyle for seniors provides a variety of health benefits that extend beyond the obvious, including improvements in blood pressure, diabetes, lipid profile, osteoarthritis, osteoporosis, and neurocognitive function.
How to Lower Your Risk of Dementia
It’s never too late (or too soon) to take preventive steps. Heredity influences whether or not a person develops dementia; having a parent or sibling with dementia is a risk factor.
What Are Medicare Supplement Plans?
Medicare Supplement plans, also known as Medigap policies, are health insurance policies that limit the amount you’ll pay for medical services once you are on Medicare. But where do you begin?