Yes, many individuals turning 65 find a Medicare Supplement (Medigap) plan beneficial to cover out-of-pocket costs not covered by Original Medicare (Part A and Part B), such as deductibles and coinsurance. Original Medicare provides broad coverage of many hospital and medical expenses, but it comes with these associated costs. Medigap plans are offered by private insurance companies and may cover these expenses, providing more comprehensive coverage. There are 10 standardized Medigap plans (letters A through N in most states), each offering a different level of coverage. To be eligible, you must be enrolled in both Medicare Part A and Part B and reside in the plan’s service area. The best time to enroll is typically during your Medigap Open Enrollment Period, which begins six months before the first day of the month you are both enrolled in Medicare Part B and aged 65 or older, ensuring guaranteed issue rights regardless of health status. Popular plans like Plan G offer comprehensive coverage and value.