Medicare Part A and Part B, also known as Original Medicare or Traditional Medicare, cover a large portion of your medical expenses after you turn age 65. Part A (hospital insurance) helps pay for inpatient hospital stays, stays in skilled nursing facilities, surgery, hospice care and even some home health care. Part B (medical insurance) helps pay for doctors’ visits, …
Future Healthcare Trends for Seniors
Healthcare can be confusing to navigate, especially when trends change rapidly with advancements in science and technology and government regulations. Learn about six trends you need to know to be a savvy consumer in 2019. The Aging Wave The Census Bureau projects that in 2034, for the first time ever, people 65 and older will outnumber those under 18. Additionally, …
How to Get the Most out of Medicare
Here’s how to ensure that you get every cent in benefits you’re entitled to. The benefits of Social Security are readily apparent for seniors. Each and every month, for those who qualify and have filed for benefits, the program pays an average of $1,350 to retired workers. This is a tangible and dependable benefit payment that a majority of today’s …
What Happens if You Miss Medicare Open Enrollment?
The Medicare Open Enrollment Period is also known as the Annual Election Period (AEP) for Medicare health and prescription drug plans. It’s also called the Fall Open Enrollment Period. This time period happens only once a year. If you miss the Medicare Open Enrollment Period, here’s what it means and what you might be able to do. Medicare Open Enrollment: …
Who is Eligible for Medicare?
Medicare eligibility: Understanding who is eligible for Medicare Medicare coverage is not available to everyone. To receive benefits under this federal insurance program, you have to meet Medicare eligibility requirements. What does it mean to be eligible for Medicare? Some people might confuse two types of Medicare eligibility: eligibility for Medicare, and eligibility for premium-free Medicare Part A. How you …
Do I Need a Medicare Supplement?
THE MOST FREQUENT QUESTIONS WE RECEIVE ARE: “DO I REALLY NEED A MEDICARE SUPPLEMENT?”, “IS THERE ANY RISK TO HAVING NO SUPPLEMENTAL COVERAGE?” AND “WHAT ARE THE RISKS IF I CHOOSE TO HAVE JUST MEDICARE PARTS A, B, AND D?” YOU MIGHT BE WONDERING THIS YOURSELF. ARE MEDICARE SUPPLEMENTS WORTH IT? WE UNDERSTAND WHY YOU ASK. WHEN AMERICANS REACH RETIREMENT …
New to Medicare? Follow this Checklist!
#1 – Start your research early – about three month before you turn 65 This is your time to read up on Medicare Parts A, B, C and D to familiarize yourself with the basics. You first need to know what Medicare itself covers and doesn’t cover before you can decide whether a Medigap (Medicare Supplement) plan makes sense for you, or …
Exercise Safely With a Heart Rate Monitor
HEART RATE MONITORS USED TO BE EXCLUSIVELY OPERATED BY PHYSICIANS AND NURSES ALONE BUT THAT WAS SOON RECTIFIED WITH TODAY’S MULTI-TASKING GENERATION. EVERY PERSON SEEMED TO WANT TO KNOW ABOUT EVERYTHING THAT WAS RELATED TO THEM AND THAT OF COURSE INCLUDED MONITORING THEIR OWN HEARTBEATS. WHAT IS A HEART MONITOR? ALSO KNOWN AS A CARDIAC MONITOR, A HEART MONITOR IS …