Learn why some people are happily retired and others are miserable. Some retirees are happy, while others are downright miserable. According to financial planners, what separates the happy retirees from the unhappy ones comes down to getting a few things right in pre-retirement planning. Financial advisors say happily retired clients are financially stable and have properly thought out and planned …
Staying Active Later in Life
It’s really important to exercise and stay physically active as you get older. Exercise can lower your risk of developing a variety of health conditions, including heart disease and dementia. It can also help to reduce your risk of falls. No matter what your age or health condition, there are plenty of ways to add more physical movement to your …
Staying Fit for Seniors in 2019
No matter your age, it’s important to take care of your body and prevent illness. But if you’re 65 or older, something as simple as the flu or a common cold can progress and lead to complications. This includes secondary infections like pneumonia, bronchitis, an ear infection, or a sinus infection. If you have a chronic condition such as asthma …
7 Changes to Watch Out for During Medicare Open Enrollment for 2019
Getting ready to enroll in a Medicare Advantage or Medicare Part D plan for 2019? You may have more plans to choose from, the premiums may be lower, and some Medicare Advantage plans are adding benefits. That’s why this open enrollment period is a particularly good time to shop for coverage even if you’ve been happy with your current plan. Open enrollment …
5 Ways Seniors Can Exercise the Brain With Games
From Sudoku to handheld games, people young and old alike have been looking for ways to improve their mental functioning and prevent brain aging. While you’re playing these games, you’re actually improving your cognitive function. This training can help improve your memory, response time, and logic skills, giving your mind the workout it needs. Let’s explore the top websites and games …
6 Reasons to Love Medicare
Moving on to Medicare after a lifetime of insurance through your employer can be a scary thing. We sometimes meet people who have unnecessarily double or even triple-insured themselves. It’s usually done out of anxiety over how Medicare will cover their healthcare needs. Some will even ask us – is Medicare good or bad? Well, I’ve worked with Medicare-related insurance …
Help Seniors Stay Physically Active as They Age
As we age, remaining physically active can become more difficult and exercise seems as though it takes a greater toll on our bodies. In fact, those are precisely the reasons as to why it’s so important for seniors to continue exercising. There are tons of benefits in staying physically active as you age, from reduced blood pressure to lower stress …
When is the Right Time for Seniors to Downsize?
Come a certain age, retirees are bound to face the question of whether or not to downsize. After all, a three- or four-bedroom home is an essential investment when you’re raising a young family, but when once the kids have graduated college, the extra space is just that — extra space. When is the Right Time for Seniors to Downsize? …
The Importance of Good Medical Records
KEEPING YOUR OWN RECORDS OF ANY MEDICAL CARE THAT YOU AND YOUR IMMEDIATE FAMILY HAVE RECEIVED IS THE ONLY WAY TO BE SURE THAT YOUR INSURANCE AND BILLS ARE FREE FROM MISTAKES. IT MAY SEEM UNIMPORTANT NOW, BUT LATER IN LIFE WHEN YOU TRY TO GET LIFE INSURANCE OR GET TREATMENT THAT YOU DESPERATELY NEED, THOSE DETAILS WILL BECOME VERY …
Medigap Coverage vs. Medicare Advantage: What’s the Difference?
AS SOON AS YOU REACH 65 AND ARE ELIGIBLE TO APPLY FOR MEDICARE, YOU ARE ALSO ELIGIBLE TO PURCHASE A MEDICARE SUPPLEMENT POLICY. YOU WILL BE GIVEN A ONE-TIME OPEN ENROLLMENT PERIOD TO ENROLL IN ANY MEDIGAP PLAN WITH NO HEALTH QUESTIONS. YOUR OPEN ENROLLMENT PERIOD IS THE FIRST SIX MONTHS FROM THE FIRST DAY YOU SIGNED UP FOR MEDICARE …