Make sure you are educated on all of your Medicare related options so you can make an informed decision. These FAQ’s are here to give you unbiased information regarding your Medicare related coverage choices. Learn about Original Medicare Part A and Part B or any of the other Medicare plans like; Medicare Supplements (Medigap), or Prescription Drugs (Part D).
We work hard to make sure our resources are always up to date and accurate so you’re continually informed on your Medicare benefits. Start with these common Medicare related questions and answers:
What is Medicare Supplement Insurance?
Medicare Supplement (Medigap) insurance is a standardized Government-approved health insurance policy sold by private companies that is designed to pay some or all of the costs that are not paid by Medicare Parts A & B. Contact me soon to discuss your options and get the coverage you need.
How Much Can a Medicare Supplement Plan Save Me?
Often, beneficiaries wonder if enrolling in a Medicare Supplement (Medigap) plan is worth it. Yet, the answer to this question is not one-size-fits-all. An Advantage plan might be better for those who rarely need to see doctors and cannot easily spring for the monthly premium.
The best way to predict your future health care costs is to analyze your current health care costs. Still, the future is uncertain and if you can afford more coverage, it’s better to have it. Finally, the answer to how much a Medigap plan can save you is different for each person. At the least, these plans will cover coinsurance and copays.
How much Medicare Supplement insurance coverage do I need?
There are ten standardized Medicare Supplement insurance plans. All of them pay towards out-of-pocket costs for Medicare-approved services. Some plans pay most or all of your out-of-pocket costs, but have a higher monthly premium. Other plans pay fewer out-of-pocket costs, but have a lower monthly premium. Benefits and costs vary depending on the plan chosen.
Will Medicare cover the costs of coronavirus testing or treatment?
With all the uncertainty around the coronavirus, it’s difficult to know for sure if you’re covered should you need to be tested or even treated for COVID-19. The chances of having a test covered is good, but when it comes to treatment, the answer is “it depends.”
We work with the top carriers in the nation to find the best Medicare supplemental options that fit each individual’s budget. We built our Medicare rates quoting tool to be fast, efficient, and user-friendly. You can compare all supplemental Medicare options with any carrier in any state. This includes Plan F, Plan G, and Plan N, and any of the top Medigap plans available in your area.
Why should I use an independent Medicare Supplement Insurance Broker?
There are many reasons to use an independent broker, so here are just a few:
- You can compare all of the options in one centralized location.
- Your Medigap agent/broker has a loyalty to you and your satisfaction, not to one specific insurance company.
- You have a direct representative that you can call if you ever have problems or questions.
By David Lasman – “Ask Medicare Dave” | President – Senior Healthcare Team
wwww.SeniorHealthcareTeam.com | 866-333-7340
Selecting the right healthcare plan through Medicare can be overwhelming and downright stressful. Senior Healthcare Team is a nationwide resource that provides guidance and support about Medicare to seniors at no cost to them and helps them to choose the most suitable insurance plan tailored to their specific needs and budget. Our goal is to educate and empower our clients to make the best decisions regarding their healthcare and clear up the confusion of Medicare. At Senior Healthcare Team, we aren’t partial to any one insurance company. Our loyalty is to our clients and our mission is to provide them with the best healthcare options at the very lowest cost.