As Thanksgiving approaches, we are reminded to count our blessings and remember all that we should be thankful for. However for the elderly population, Thanksgiving and the upcoming holiday season can be a difficult time. Many seniors may feel lonely and can be reminded of people they may have lost in the past. The lack of family get-togethers, an inability …
Moving on to Medicare after a lifetime of insurance through your employer can be a scary thing. We sometimes meet people who have unnecessarily double or even triple-insured themselves. It’s usually done out of anxiety over how Medicare will cover their healthcare needs. Some will even ask us – is Medicare good or bad? Well, I’ve worked with Medicare-related insurance …
As we age, remaining physically active can become more difficult and exercise seems as though it takes a greater toll on our bodies. In fact, those are precisely the reasons as to why it’s so important for seniors to continue exercising. There are tons of benefits in staying physically active as you age, from reduced blood pressure to lower stress …
Medicare eligibility: Understanding who is eligible for Medicare Medicare coverage is not available to everyone. To receive benefits under this federal insurance program, you have to meet Medicare eligibility requirements. What does it mean to be eligible for Medicare? Some people might confuse two types of Medicare eligibility: eligibility for Medicare, and eligibility for premium-free Medicare Part A. How you …
Come a certain age, retirees are bound to face the question of whether or not to downsize. After all, a three- or four-bedroom home is an essential investment when you’re raising a young family, but when once the kids have graduated college, the extra space is just that — extra space. When is the Right Time for Seniors to Downsize? …
THE MOST FREQUENT QUESTIONS WE RECEIVE ARE: “DO I REALLY NEED A MEDICARE SUPPLEMENT?”, “IS THERE ANY RISK TO HAVING NO SUPPLEMENTAL COVERAGE?” AND “WHAT ARE THE RISKS IF I CHOOSE TO HAVE JUST MEDICARE PARTS A, B, AND D?” YOU MIGHT BE WONDERING THIS YOURSELF. ARE MEDICARE SUPPLEMENTS WORTH IT? WE UNDERSTAND WHY YOU ASK. WHEN AMERICANS REACH RETIREMENT …
KEEPING YOUR OWN RECORDS OF ANY MEDICAL CARE THAT YOU AND YOUR IMMEDIATE FAMILY HAVE RECEIVED IS THE ONLY WAY TO BE SURE THAT YOUR INSURANCE AND BILLS ARE FREE FROM MISTAKES. IT MAY SEEM UNIMPORTANT NOW, BUT LATER IN LIFE WHEN YOU TRY TO GET LIFE INSURANCE OR GET TREATMENT THAT YOU DESPERATELY NEED, THOSE DETAILS WILL BECOME VERY …
AS SOON AS YOU REACH 65 AND ARE ELIGIBLE TO APPLY FOR MEDICARE, YOU ARE ALSO ELIGIBLE TO PURCHASE A MEDICARE SUPPLEMENT POLICY. YOU WILL BE GIVEN A ONE-TIME OPEN ENROLLMENT PERIOD TO ENROLL IN ANY MEDIGAP PLAN WITH NO HEALTH QUESTIONS. YOUR OPEN ENROLLMENT PERIOD IS THE FIRST SIX MONTHS FROM THE FIRST DAY YOU SIGNED UP FOR MEDICARE …
There are fewer worries when you’re a kid. Your parents provide for all your material and emotional needs. As a person grows old, their needs and wants also grow with them. And finally, when they graduate college, it’s now time to start a life of their own. Looking for the right career that is of great interest to you can …
#1 – Start your research early – about three month before you turn 65 This is your time to read up on Medicare Parts A, B, C and D to familiarize yourself with the basics. You first need to know what Medicare itself covers and doesn’t cover before you can decide whether a Medigap (Medicare Supplement) plan makes sense for you, or …
