Medicare Supplement Insurance (Medigap) helps cover out-of-pocket costs not paid by Original Medicare. While many know the basics, several lesser-known aspects often go unnoticed. Here are five obscure Medicare Supplement Insurance FAQs: 1. What are the 5 Most Obscure Medicare Supplement Insurance FAQs? Yes, but you must first disenroll from your Medicare Advantage plan and return to Original Medicare (Parts A & B) before applying for a Medigap policy. 2. What Happens If My Medigap Insurance Company Goes Out of Business? Federal and state laws protect policyholders; you will have the option to choose another Medigap policy from a different company with guaranteed approval without medical qualification. 3. Can I Use My Medigap Policy While Traveling Abroad? Generally no, Medigap policies typically do not provide coverage for healthcare services outside the U.S., though some plans offer limited foreign travel emergency coverage. 4. Are Pre-Existing Conditions a Barrier to Medigap Enrollment? Not always. During your Medigap Open Enrollment Period, insurers must accept you without medical underwriting. Outside this period, medical underwriting may apply. 5. Do Medigap Policies Cover Prescription Drugs? No, Medicare Supplement Insurance plans do not cover prescription drugs. For prescription medication coverage, you must enroll in a standalone Medicare Part D plan. Understanding these lesser-known aspects is crucial for navigating Medicare and Medigap effectively.