THE MOST FREQUENT QUESTIONS WE RECEIVE ARE: “DO I REALLY NEED A MEDICARE SUPPLEMENT?”, “IS THERE ANY RISK TO HAVING NO SUPPLEMENTAL COVERAGE?” AND “WHAT ARE THE RISKS IF I CHOOSE TO HAVE JUST MEDICARE PARTS A, B, AND D?” YOU MIGHT BE WONDERING THIS YOURSELF. ARE MEDICARE SUPPLEMENTS WORTH IT? WE UNDERSTAND WHY YOU ASK. WHEN AMERICANS REACH RETIREMENT …
The Importance of Good Medical Records
KEEPING YOUR OWN RECORDS OF ANY MEDICAL CARE THAT YOU AND YOUR IMMEDIATE FAMILY HAVE RECEIVED IS THE ONLY WAY TO BE SURE THAT YOUR INSURANCE AND BILLS ARE FREE FROM MISTAKES. IT MAY SEEM UNIMPORTANT NOW, BUT LATER IN LIFE WHEN YOU TRY TO GET LIFE INSURANCE OR GET TREATMENT THAT YOU DESPERATELY NEED, THOSE DETAILS WILL BECOME VERY …
Medigap Coverage vs. Medicare Advantage: What’s the Difference?
AS SOON AS YOU REACH 65 AND ARE ELIGIBLE TO APPLY FOR MEDICARE, YOU ARE ALSO ELIGIBLE TO PURCHASE A MEDICARE SUPPLEMENT POLICY. YOU WILL BE GIVEN A ONE-TIME OPEN ENROLLMENT PERIOD TO ENROLL IN ANY MEDIGAP PLAN WITH NO HEALTH QUESTIONS. YOUR OPEN ENROLLMENT PERIOD IS THE FIRST SIX MONTHS FROM THE FIRST DAY YOU SIGNED UP FOR MEDICARE …
Career Change, is it Right for a Baby Boomer?
There are fewer worries when you’re a kid. Your parents provide for all your material and emotional needs. As a person grows old, their needs and wants also grow with them. And finally, when they graduate college, it’s now time to start a life of their own. Looking for the right career that is of great interest to you can …
New to Medicare? Follow this Checklist!
#1 – Start your research early – about three month before you turn 65 This is your time to read up on Medicare Parts A, B, C and D to familiarize yourself with the basics. You first need to know what Medicare itself covers and doesn’t cover before you can decide whether a Medigap (Medicare Supplement) plan makes sense for you, or …
Exercise Safely With a Heart Rate Monitor
HEART RATE MONITORS USED TO BE EXCLUSIVELY OPERATED BY PHYSICIANS AND NURSES ALONE BUT THAT WAS SOON RECTIFIED WITH TODAY’S MULTI-TASKING GENERATION. EVERY PERSON SEEMED TO WANT TO KNOW ABOUT EVERYTHING THAT WAS RELATED TO THEM AND THAT OF COURSE INCLUDED MONITORING THEIR OWN HEARTBEATS. WHAT IS A HEART MONITOR? ALSO KNOWN AS A CARDIAC MONITOR, A HEART MONITOR IS …
I’m Turning 65, do I Need a Medicare Supplement Plan?
First, let’s answer the question, what is a Medicare Supplement (Medigap) plan. Original Medicare (Part A and Part B) is the basic Medicare benefit package granted to eligible individuals when they turn 65 or enter their 25th month of receiving disability benefits. Original Medicare provides broad coverage of many hospital and medical expenses. But Medicare comes with out-of-pocket costs such …
Turning 56 and Your Health – Exercise and Arthritis
YOUR BONES HANG OUT IN A LOT OF JOINTS. KNEE JOINTS. HIP JOINTS. THE JOINTS IN YOUR FINGERS AND THE JOINTS IN YOUR TOES. WHEREVER BONES MEET, THERE IS ALSO CARTILAGE, A RUBBERY, PROTECTIVE LAYER THAT ENSURES YOUR JOINTS BEND SMOOTHLY AND PAINLESSLY. BUT EVEN CARTILAGE CANNOT DO THIS TREMENDOUS JOB ALONE. A THIN MEMBRANE CALLED THE “SYNOVIUM” PROVIDES FLUID …