KEEPING YOUR OWN RECORDS OF ANY MEDICAL CARE THAT YOU AND YOUR IMMEDIATE FAMILY HAVE RECEIVED IS THE ONLY WAY TO BE SURE THAT YOUR INSURANCE AND BILLS ARE FREE FROM MISTAKES. IT MAY SEEM UNIMPORTANT NOW, BUT LATER IN LIFE WHEN YOU TRY TO GET LIFE INSURANCE OR GET TREATMENT THAT YOU DESPERATELY NEED, THOSE DETAILS WILL BECOME VERY IMPORTANT. EVERYTHING FROM YOUR ALLERGIES TO YOUR PAYMENT RECORDS WITH MEDICAL FACILITIES CAN HURT YOU IF THEY’RE WRONG IN YOUR REPORT. YOU COULD BE GIVEN IMPROPER TREATMENT OR EVEN DENIED TREATMENT. BY KEEPING YOUR OWN RECORDS, YOU CAN DISPUTE ANYTHING THAT IS FALSE.

YOU COULD BE DENIED COVERAGE

WOULD YOU BELIEVE THAT YOU COULD BE DENIED A JOB BECAUSE OF SOMETHING ERRONEOUS ON YOUR MEDICAL RECORDS? IT IS TRUE; IF YOU ARE REPORTED TO HAVE A DISABILITY, WHETHER IT IS TRUE OR NOT, YOU COULD BE TURNED DOWN. YOU WOULD BE LABELED AS A RISK, ESPECIALLY IF THE COMPANY OFFERS INSURANCE; THEY WOULD KNOW THAT YOU ARE GOING TO COST MORE MONEY TO EMPLOY. THE SAME GOES FOR APPLYING FOR HEALTH INSURANCE WHERE YOUR MEDICAL RECORDS SHOW THAT YOU WOULD REQUIRE PRESCRIPTION DRUGS, DOCTOR VISITS, AND INCREASED CHANCE OF EMERGENCIES. IT IS QUITE THE ORDEAL IF YOU DO IN FACT HAVE A DISABILITY, BUT IMAGING IF YOU DID NOT HAVE ONE AT ALL-YOU WOULD BE TURNED DOWN FOR INSURANCE, WHILE ALSO BEING COMPLETELY INELIGIBLE FOR DISABILITY FINANCIAL HELP.

A MISDIAGNOSIS COULD FOLLOW YOU

AN EXAMPLE OF A MISTAKE THAT COULD BE MADE ON YOUR RECORD WOULD BE A DIAGNOSIS ERROR. PERHAPS YOU REQUEST THAT YOUR DOCTOR CHECK A SUSPICIOUS LUMP IN YOUR BREAST. ON THE FIRST VISIT HE MAY SUSPECT THAT IT IS CANCER. MOST PEOPLE WILL GET A SECOND OPINION OR GO FOR A MORE THOROUGH CONCLUSIVE EXAMINATION. IF THE SECOND DOCTOR DECIDES THAT IT IS ONLY A CYST AND HAS IT REMOVED, YOUR PERSONAL RECORDS WOULD SHOW THAT YOU ARE CANCER-FREE. HOWEVER, IF THIS VISIT WAS DOCUMENTED INCORRECTLY, OR NOT AT ALL, YOU MAY HAVE TROUBLE GETTING INSURED AND NOT KNOW WHY. IF YOU HAD A RECORD OF THE SECOND VISIT THAT FOUND THE CYST, THIS SITUATION WOULD BE EASILY DISPUTED, AND YOUR RECORD WOULD BE ACCURATE.

WE ALL MAKE MISTAKES

HUMAN ERROR IS SIMPLY A PART OF LIFE, EVEN ON MEDICAL DOCUMENTS. IT IS IMPORTANT TO ALWAYS KEEP YOUR OWN RECORDS SO THAT INSURANCE COMPANIES GET ACCURATE INFORMATION ABOUT YOU AND YOUR HEALTH CONDITION. IF YOU ARE BEING TURNED DOWN FOR INSURANCE AND DO NOT KNOW WHY, YOU ARE BEST ADVISED TO BE SURE THAT YOU ARE NOT BEING MISREPRESENTED WITHIN YOUR MEDICAL RECORDS. THIS PROBLEM CAN BE CLEARED UP QUICKLY AND EASILY IF YOU ARE RESPONSIBLE ENOUGH TO KEEP YOUR OWN PERSONAL RECORDS.

BY DAVID LASMAN | PRESIDENT – MEDICARE HELP NETWORK

WWWW.MEDICAREHELPNETWORK.COM | 866-333-7340

SELECTING THE RIGHT HEALTHCARE PLAN THROUGH MEDICARE CAN BE OVERWHELMING AND DOWNRIGHT STRESSFUL. MEDICARE HELP NETWORK IS A NATIONWIDE RESOURCE THAT PROVIDES GUIDANCE AND SUPPORT ABOUT MEDICARE TO SENIORS AT NO COST TO THEM, AND HELPS THEM TO CHOOSE THE MOST SUITABLE INSURANCE PLAN TAILORED TO THEIR SPECIFIC NEEDS AND BUDGET. OUR GOAL IS TO EDUCATE AND EMPOWER OUR CLIENTS TO MAKE THE BEST DECISIONS REGARDING THEIR HEALTHCARE AND CLEAR UP THE CONFUSION OF MEDICARE. AT MEDICARE HELP NETWORK, WE AREN’T PARTIAL TO ANY ONE INSURANCE COMPANY. OUR LOYALTY IS TO OUR CLIENTS AND OUR MISSION IS TO PROVIDE THEM WITH THE BEST HEALTHCARE OPTIONS AT THE VERY LOWEST COST.